THE MOST INSANE Horror Story posted here (and that’s saying something!)

I’m writing to you because I don’t have anywhere else to turn. I need your help. I received an overpayment notice from the Social Security Administration.
The Notice I received on July 4, 2023, stated that I was overpaid $49,603.50 and my daughter was also overpaid $24,798.00 because she was receiving child benefits because of my disability.

I was totally frazzled!

I filled out and sent in a “Request for Reconsideration” on July 29, 2023.
I received a letter on August 7, 2023, with one sentence on it that said, “We received your request that we review our decision. We will contact you later concerning this request.” I still haven’t received a letter regarding the reconsideration request.

On August 10, 2023, I received a letter stating that I was overpaid, $109,043.70. My daughter also received a letter stating that her overpayment was now $54,511.00. (Is this because I asked for a Reconsideration?)

Again totally frazzled, I waited, because I didn’t know who to call or what to do. On September 15, 2023, I was sent another letter with a new balance of $89,153.20. The letter said in bold print, “Did You Forget?” “This statement concerns an overpayment of Social Security benefits paid to [deleted for privacy]

I thought that they had combined the amounts that we owed and discounted it to $89,153.20. I called the Social Security Administration and was told that I needed to start a payment plan right away. I said Okay, I’m not sure how this goes. The person on the other end of the phone said, we have 12-month payment plans, 24-month payment plans, and 36-month payment plans.

After I did the math on each plan, I said, Ma’am, I can’t afford any of those monthly payments! She said, How much can you pay, I said, “Well, I really don’t know.” She said, “How much?”, I said, “Let me think, a minute.” She said again, “How much can you pay?” I said, being totally under duress, $200 a month?” she said, “OK, $200 a month, start paying on November 15, 2023.
On October 30, 2023, another SSA letter was sent to me, I received it on November 11, 2023, which said,

Amount Due $59,440.20
Balance from Previous Statement $89,153.20
Change in Balance $29,713.00
New Balance $59,440.20
The problem with this is, it was only sent to me! When I opened the second letter it was only addressed to my daughter and it said, “New Balance $54,511.00, Amount due $200.00!

WOW!! My balance was combined and then separated! First, the combined amount for both my daughter and me was ($89,153.20), and when I made an arrangement to pay that, they separated the amount and now I’m being asked to set up a separate payment arrangement for this $59,440.20.

What can I do? I told her that all I could afford was the $200 per month when I made the initial payment arrangement. My credit cards are maxed out. This is how I have fed my family for the past two months. I can’t afford the $200 monthly payment. So I asked them, “Can you please waive my overpayment”?

I tried to fill out the Request for Waiver forms but honestly what amount do I add in the box which asks, What is your overpayment amount? As of this date, I’ve been given 3 different amounts. Please help Me!

Sincerely,
Please help me if you can. . .