Avoid Social Security Clawbacks and Its Scams!

Avoid Social Security Clawbacks and Its Scams!

protect yourself

Social Security, our nation’s beloved institution, has an extremely dark and dangerous side. It determines and pays out benefits only to claw them back years or decades later, because of its own mistakes. Social Security is in the process of clawing back $21.6 BILLION! Click to Read More


Larry and Terry thank the new Social Security Commissioner for making major changes in clawback policy.

As you’ll see in the columns and podcasts linked in the center, the Agency will no longer demand ALL your benefit in a clawback. Instead, they will take at most 10% of your monthly benefit for repayment.  And, the burden of proof of the clawback demand now falls on the agency, not the beneficiary!

Now, it’s time for you to act.  Click on the top article for instructions!

terry savage

Nationally Syndicated Financial Columnist & Author

Terry Savage is the best-selling author of The Savage Truth on Money, as well as four previous personal finance books. She is the nationally syndicated personal finance columnist for Chicago Tribune content agency, and has won a National Press Club award for her financial reporting. She appears regularly on radio and television in Chicago, and is a frequent guest on national news programs. Terry is a registered investment advisor, and was a founding member and the first woman trader on the Chicago Board Options Exchange. Her weekly newspaper columns are designed to demystify the financial markets and personal financial planning decisions. Post questions and subscribe to her free newsletter at www.TerrySavage.com.

laurence kotlikoff

Professor of Economics, Boston University & Author

Laurence Kotlikoff is a professor of economics at Boston University and a New York Times best-selling co-author of Get What’s Yours: The Secrets to Maxing Out Your Social Security. His columns, articles, and books cover personal finance, generational policy, climate policy, inequality, tax reform, Social Security, banking, robotization, growth, and much more. His company, Economic Security Planning, Inc., produces MaximizeMySocialSecurity.com and MaxiFiPlanner.com. And his latest book, Money Magic: An Economist’s Secrets to More Money, Less Risk, and a Better Life, has received national acclaim. Subscribe to his Substack and read more at Kotlikoff.net.

The Clawback demands range from $100 to over $100,000. Clawback victims can be the elderly living solely on Social Security, retired schoolteachers, or 5 year-old orphans collecting survivor benefits.

The clawback notices all carry the threat that benefits will be stopped immediately if a repayment plan is not set. But clawbacks are just part of the system’s hidden malevolence. The system is running a series of scams, many targeted at women, and all costing recipients a small fortune in benefits they deserve.

Yes, this book is scary. But it also conveys simple ways to protect yourself from clawbacks and scams by what may be the cruelest bureaucracy in the world. And we share our plans to pressure Social Security into becoming the system we love, not the one we must fear.